Business insurance · Workplace benefits

You build the business.
Put your people in the picture.

Employee benefits are personal decisions for a business, too. Harris Advisors helps small businesses explore group health and supplemental insurance options with their team, priorities and budget in mind.

A team sharing ideas around a meeting table

Workplace solutions

Benefits to talk through.

These workplace solutions are part of Harris Advisors’ existing service offering. Availability, eligibility, costs and benefits depend on the specific policy.

01

Group health insurance

Explore medical coverage options for your team. Compare provider networks, benefits and the costs for your business and employees.

02

Short- and long-term disability

Policies designed to replace a portion of income during a covered disability. Waiting periods, benefit amounts and payment periods vary.

03

Accident insurance

Supplemental benefits for covered accidental injuries. Review which events qualify and how benefits are paid.

04

Cancer, heart attack and stroke insurance

Coverage for specified conditions or events defined in the policy. Ask about eligibility, exclusions and the benefits provided.

05

Hospital indemnity and GAP insurance

Supplemental options that may help with certain costs associated with covered care. They have their own limits and are not a substitute for comprehensive health coverage.

06

Retiree medical insurance

Explore employer-sponsored retiree medical options, including group Medicare Advantage plans. Plan details and eligibility require a closer look.

The starting conversation

Start with your team.
Build from there.

01

Your people

Consider your team’s needs and where employees live and work. Ask how the available options fit those circumstances.

02

Your budget

Discuss the costs the business can support and the costs employees would carry. Compare the details behind each option.

03

Your current benefits

Bring an overview of what you already offer, what is changing and the questions you want to resolve.

Your priorities, in focus

Benefits guidance begins
with your business.

Tell us about your team and the benefits you want to explore. We can discuss relevant workplace solutions and help you understand the next steps, whether you’re starting a benefits conversation or reviewing your current approach.

Start a benefits inquiry

A little clarity

A few questions.
A clearer next step.

You don’t need to have everything figured out to get in touch.

What kinds of business insurance can we discuss?

This page focuses on workplace benefits: group health, disability, accident, specified-illness, hospital indemnity and GAP coverage, and retiree medical options.

Can I start with just one benefits question?

Yes. Tell us the coverage area you’re considering and what you want to understand. You don’t need to arrive with a finished benefits plan.

Does supplemental coverage replace health insurance?

Supplemental policies provide specific benefits under their own terms. They are not a substitute for comprehensive medical coverage. Review how each option works alongside your existing benefits.

What should I bring to the conversation?

A general overview of your team, your existing benefits and your priorities is a useful starting point. We can discuss what information is relevant to the options you want to explore.

Let’s start with you

Let’s talk about the people behind your business.

Share your benefits questions and the direction you want to take. We’ll start with what matters to you.