Summer Travel and Medicare: Are You Covered Away From Home?
Summer is one of the busiest travel seasons of the year. Whether you are planning a road trip, visiting family, taking a cruise, or flying to your favorite vacation destination, it’s important to understand how your Medicare coverage works while you are away from home. Many Medicare beneficiaries assume their healthcare coverage works the same […]
Medicare Part B Premiums: Why Some People Pay More for Medicare
IRMAA and Medicare Part B Premiums: Why Some People Pay More for Medicare What Is IRMAA? Most people who have Medicare Part B pay a standard monthly premium. However, some Medicare beneficiaries pay more based on their income. This extra amount is called the Income-Related Monthly Adjustment Amount, commonly known as IRMAA. IRMAA is not […]
Hybrid Life Insurance: Combining Long-Term Care and Life Coverage
In the ever-evolving landscape of personal finance and insurance, hybrid life insurance has emerged as a significant player. This type of policy combines life insurance with long-term care (LTC) insurance, providing a multifaceted approach to financial planning. Let’s delve into what hybrid life insurance is, how it works, and why it might be a suitable […]
Protect Your Income with Disability Insurance
Most of us have insured our home, possessions, cars and our lives. However, have you insured something that might be even more important: your ability to consistently earn income? This may be the most important asset you have. Consider the following: if you currently earn $50,000 a year and you’re 35 years old, from now […]
11 Important Medicare Mistakes to Avoid
770-941-6154 Let’s Talk As many of you know, Medicare is complicated. Many Medicare mistakes occur on a regular basis. Avoiding these mistakes ensures that you’ll have far fewer challenges in getting the care you need. If you haven’t enrolled in Medicare yet, you’ll be well ahead of the game by keeping these common mistakes in […]
Your Extended Care Strategy
Are you prepared for the possibility – and expense – of eldercare? Do you have an extra $33,000 to $100,000 to spare this year? How about next year, and the year after that? Your answer to these questions is probably “no.” What could possibly cost so much? Eldercare. According to the AARP Public Policy Institute, […]
The A, B, C & D of Medicare
Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare- what they cover and where they come from. Parts A & B: Originial Medicare. There are two components, Part A is hospital insurance, it provides coverage for inpatient stays at medical facilities. It can also help cover […]