Conditions of Use

By using this Web site, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this Web site. If you do not agree with each term of use specified herein, you are not granted permission to use this Web site and must exit this site immediately.

These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

No Solicitation or Advice

Unless otherwise expressly stated, the information appearing on this Web site is provided to you for informational purposes only and does not constitute an offer to sell or buy any product or service that may be referenced or described on this Web site. If an offer to sell or buy a product or service is expressly offered, the offering is specifically limited to the jurisdiction(s) in which the offerer has the authority to make the offer and be bound. Nothing in this Web site should be construed as rendering tax, legal, investment or accounting advice.


To the fullest extent permissible pursuant to applicable law, the materials on this Web site are provided "as is" and without warranties of any kind either expressed or implied and Harris Advisors member insurers and their parents, subsidiaries and affiliates (collectively, "Harris Advisors") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Harris Advisors does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Web site or the server that makes it available are free of viruses or other harmful components. Harris Advisors does not warrant or make any representations regarding the use or the results of the use of the materials on this Web site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Harris Advisors) assume the entire cost of all necessary servicing, repair, or correction.

The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or contract or the relevant product or services agreement; provided, however, the foregoing disclaimer does not apply to variable product policy or fund prospectuses and related reports.

This Web site may be linked to other Web sites which are not maintained by Harris Advisors. Harris Advisors is not responsible for the content of those Web sites. The inclusion of any link to such Web sites does not imply approval of or endorsement by the Harris Advisors of the Web sites or the content thereof.

Limitation of Liability

While Harris Advisors uses reasonable efforts to include accurate and up-to-date information on this Web site, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Harris Advisors makes no warranties or representations as to the accuracy of the content of this Web site and under no circumstances, including, but not limited to, negligence, shall Harris Advisors or any party involved in creating, producing, or delivering this Web site be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Web site, even if Harris Advisors or an Harris Advisors authorized representative has been advised of the possibility of such damages. To the fullest extent permissible under applicable law, in no event shall Harris Advisors’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Web site.

Harris Advisors also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the Web site or your downloading of any materials, data, text, images, video, or audio from this Web site.